Your home loan, handled.
Harbour Mortgage Group compares hundreds of lenders to find the right rate for you — whether you're buying, refinancing, or investing in property.
Our services
Everything you need to get the right mortgage
Whether you're buying your first home or your fifth, we have the lender access and expertise to get you the right deal — at no cost to you.
- First-time buyers
Navigate the Home Buyers’ Plan, FHSA, and the stress test with confidence. We find you the best rate and guide you from pre-approval to closing day — at no cost to you.
- Renewals & refinancing
Don’t just sign what your bank sends you. We shop 50+ lenders at renewal and can often save you hundreds per month — with no disruption to your mortgage.
- Investment & self-employed
Building a portfolio or self-employed? We know which lenders are flexible with stated income and can structure investment mortgages to protect your borrowing capacity.
Why choose us
Expert advice. Zero cost.
We're an FSRA-licensed brokerage with one focus — finding the right mortgage for your situation. No call centres, no referral quotas. Just straightforward advice from an FSRA-licensed broker who knows your file.
- Rate comparison across 50+ lenders.
- We search Canada's Big 5 banks, credit unions, and mono-line lenders to find the sharpest rate for your situation.
- Fast pre-approval.
- Most applications receive a pre-approval within 24–48 hours. We keep you updated at every stage so there are no surprises on closing day.
- Expert broker, not a call centre.
- You deal directly with an FSRA-licensed broker who knows your file. No hand-offs, no scripts, no referral quotas.
- Completely free service.
- Our service costs you nothing. We are paid a finder’s fee by the lender when your mortgage funds — full disclosure before you sign anything.
- Self-employed and alt-doc mortgages.
- We know which lenders accept stated income and will tell you exactly what documentation you need — before you apply.
- Renewals, refinancing & switches.
- Your renewal is a negotiation, not a formality. We shop the market and switch you to a better lender if your bank won’t match the best available rate.
Our track record
Trusted by Canadians coast to coast
We've helped thousands of Canadians secure the right mortgage — from first purchases to full investment portfolios. Our results speak for themselves.
- Canadian lenders on our panel
- 50+
- In funded mortgages
- $800M+
- Client satisfaction rate
- 98%
- Mortgages funded
- 2,500+
Ready to find your best rate?
Fill in our short enquiry form below and a broker will be in touch within one business day. No obligation, no hard credit check.
Get in touch
Tell us about your situation and we'll match you with the right solution.